HEAD OF FINANCE – Douala
PAYSIKA
Akwa, Douala, Littoral, Cameroon
·10 Feb. 2026
·Unspecified
·Banking - Finance
·Others
Description
Job title: Head of Finance
Location: Douala, Akwa, rue Foch
Working conditions: On site
Type of contract: Permanent contract
Who Are We?
PaySika is an innovative fintech transforming financial services across Central Africa and beyond. A few years ago, the PaySika app was launched in Cameroon, enabling users for the first time to obtain a prepaid Visa bank card from home in just a few minutes. To deposit money, users are using local funding methods such as mobile money and bank accounts. Since then, PaySika has supported hundreds of thousands of people in their daily financial activities, including online and offline payments, peer-to-peer transfers, bill payments, and interoperable transfers, positioning the company as a pioneer in its segment.
PaySika is backed by reputable investors, a strong signal of its ability to sustainably reshape the financial landscape in a region where only 25% of the population has access to traditional banking services.
Location: Douala, Akwa, rue Foch
Working conditions: On site
Type of contract: Permanent contract
Who Are We?
PaySika is an innovative fintech transforming financial services across Central Africa and beyond. A few years ago, the PaySika app was launched in Cameroon, enabling users for the first time to obtain a prepaid Visa bank card from home in just a few minutes. To deposit money, users are using local funding methods such as mobile money and bank accounts. Since then, PaySika has supported hundreds of thousands of people in their daily financial activities, including online and offline payments, peer-to-peer transfers, bill payments, and interoperable transfers, positioning the company as a pioneer in its segment.
PaySika is backed by reputable investors, a strong signal of its ability to sustainably reshape the financial landscape in a region where only 25% of the population has access to traditional banking services.
Missions / Responsibilities / Activities
Role Description:
As
the first Head of Finance in our Cameroon Office, your mission will be
to build from scratch the financial infrastructure needed to support a
high growth fintech. You will ensure liquidity, regulatory compliance
with taxes, build processes and automate. This is a strategic and
hands-on role given that you will be working in close partnership with
the leadership team and investors, so as to drive financial clarity,
capital efficiency and as a result trust from various stakeholders.Main responsibilities:
1. Financial Steering & Performance
- Produce monthly P&L, cash flow, balance sheet, and variance analysis.
- Build the budget and rolling forecast with scenarios.
- Implement a KPI pack (volumes, net revenue, margin, CAC / ARPU / LTV, CHURN, conversion, cost per partner).
- Challenge teams on performance (costs, marketing ROI, product margins).
2. Treasury & Cash Management
- Build and maintain a cash flow forecast (weekly / monthly).
- Manage banks, wallets, and funds in transit (settlement) and optimize cash availability.
- Implement spending discipline (budgets, caps, approvals, monitoring).
- Lead negotiations of terms and payment conditions with suppliers and partners.
- Design and execute the strategy for pre-funding card wallets to minimize 'service downtime' due to liquidity gaps.
3. Payment Flows / Settlement / Reconciliations (Fintech)
- Map all money flows (top-ups, payments, commissions, refunds, chargebacks).
- Set up reconciliations: transactions ↔ PSP ↔ bank ↔ internal ledger.
- Monitor and reduce outstanding discrepancies, delays, and losses.
- Control the profitability of flows (fees, FX, chargebacks) and adjust pricing/margins accordingly.
4. Accounting, Tax, Audit & Internal Control
- Oversee accounting (internal and outsourced), payroll, and taxation.
- Organize the monthly close process (cut-off, provisions, balance justifications).
- Implement internal controls (segregation of duties, delegations, access control, audit trail).
- Prepare for and manage audits (financial, partners, regulatory requirements).
- Provide the financial logic and forecast components for key services requiring regulatory approval.
5. Investors & Financing
- Keep the data room up to date (financials, contracts, KPIs).
- Produce the financial model and investor/board reporting.
- Lead due diligence processes (Q&A, evidence, data consistency, coordination).
- Establish a single source of Truth (SSOT) for all financial KPIs (Moving Beyond Excel, with automation and/or AI-enabled power BI tooling).
6. Multi-country / Group Structuring
- Structure multi-entity reporting (chart of accounts, KPI standards).
- Oversee intercompany flows (recharges, agreements, treasury).
- Monitor tax and regulatory matters related to expansion.
7. Management
- Manage the finance team (accounting, control, treasury, FP&A).
- Hire, structure roles, and implement finance rituals/processes.
- Supervise/Setup the ERP accounting software integrated with our backend.
Job Requirements
- Experience: 5–7+ years in finance, with at least 2–3 years in a High-Growth Startup or a Tier-1 Audit Firm (Big 4) in CEMAC. Experience in the banking/fintech sector is a major plus.
- Technical Skills: Deep knowledge of OHADA accounting and COBAC regulations. Mastery of financial modeling in Excel/Google Sheets.
- Language: Fluent in French and English (essential for interacting with international investors and local regulators).
- Mindset: "Hands-on." You are comfortable moving from a high-level board meeting to a detailed reconciliation of mobile money accounts for example.
Your Perks
Why join PaySika?
- A meaningful mission: The opportunity to shape the financial future of a leading fintech in Central Africa.
- A dynamic environment: Work within a team that values innovation, creativity, and collaboration.
- Growth opportunities: Possibility of moving toward Regional Director and/or Group CFO and you learn here in one year what you learn in 3 years in other environments.
Applicant profile
» Experience Level: Senior
» Years of work experience: Between 5 years and 8 years
» Years of work experience: Between 5 years and 8 years
Application Documents
» Curriculum Vitae
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